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USDA Rural Housing Loans

As an approved USDA Rural Housing lender, Pike Creek Mortgage is excited to bring you the option of a USDA mortgage. For those who qualify 100% financing is available, bringing the dream of home ownership within reach. With no monthly mortgage insurance, low interest rates, and flexible guidelines a USDA home loan could help you achieve your financial goals.

Who qualifies for a USDA Mortgage (subject to change)?

Eligibility is based both on the property and the borrower. The property must be located in a rural development eligible area, and be occupied as your primary residence. Your Pike Creek Mortgage loan officer can help you determine whether there are properties near you that qualify. Even if you do not consider your area "rural" you may be surprised to learn there are eligible properties nearby.

To qualify for a USDA Rural Housing loan a borrower must meet income (people who earn above a certain amount are ineligible), credit, and employment requirements and be a US citizen, US non-citizen national, or a qualified alien. Call and we can help be sure you will qualify. If a USDA mortgage is not a good fit for you don't worry, we have a wide variety of home loan programs to help you meet your goals.

Take the first step towards your new home with a USDA mortgage!

Contact Pike Creek Mortgage today to speak with an experienced loan officer who can guide you through the process of obtaining a USDA Rural Housing loan. Apply Now or call - we look forward to working with you!